Client-Centric Engagement

• Direct Interaction: Senior credit approvers directly engage with
  clients to tailor solutions.
• In-Principle Approval: Clients get initial loan approval
  indications before detailed documentation submission.

Efficient approval Process

• Quick Turnaround: Loans up to PHP 10 million approved in 5
  10 days, with a maximum ticket size of PHP 20 million.
• Streamlined Documentation: Detailed documentation required
  only post in-principle agreement, reducing delays.

Risk Based Lending

• Credit-First Approach: Focuses on robust credit analysis to
  ensure loans are granted after thorough risk assessments.
• Flexible Structuring: Loan terms are customized to each client’s
  needs, using risk-based pricing to mitigate potential risks.