Your trusted financing partner
SME lender offering fast, technology-driven financing
solutions to empower businesses in the Philippines
The ProCredit Difference
Our unique value proposition is built on leveraging advanced technology and the deep domain expertise of the founders to offer rapid, accurate, and risk-adjusted financing solutions tailored to the nuanced needs of SMEs. With a commitment to filling the substantial credit gap faced by SMEs, our approach combines deep industry experience with innovative financial products to empower businesses to grow and hurdle the traditional barriers to financing.
With our unique credit-first approach, you do not go through a layered decision-making process of submitting applications, heavy documentation, etc., that are handled through administrative channels or agents.
You engage with senior decision-makers in your very first meeting where they provide a reliable in-principal indication of the financing solution that Procredit can provide, including amounts, tenors, structures, and interest rates specifically for your business based on a face to face interview to understand your business profile.
We ask for detailed documentation only after an in-principal agreement is in place covering key commercial terms. Final approvals take no more than 10 or 15 working days.
Who we are?
ProCredit is a tech-enabled SME lender started by a senior founding team with a combined SME-lending experience of over 50 years in emerging markets, having held senior credit roles at Citigroup, Standard Chartered, ANZ, and Asian Development Bank.
Focused on client-centricity and Efficient Approvals
Combined with a bespoke risk management approach results in a better option for borrowers
Client-centric Engagement
- Direct Interaction: Senior credit approvers engage directly with clients to create tailored solutions.
- In-Principle Approval: Clients get initial loan approval indications before detailed documentation submission.
Efficient Approval Process
- Quick Turnaround: Loans up to PHP 10 million are approved in 5-10 days with a maximum ticket size of PHP 20 million.
- Streamlined Documentation: Detailed documentation are required only at post in-principle agreement thereby reducing delays.
Risk-based Lending
- Credit-First Approach: Focuses on robust credit analysis to ensure loans are granted after thorough risk assessment.
- Flexible Structuring: Loan terms are customized to a client’s needs using risk-based pricing to mitigate potential risks.
Our Customer Growth
Current Loan Portfolio
Companies Financed
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Our Compliance and Affiliations
At ProCredit, we believe in fostering constructive relationships with our lenders. Our tailored lending services help businesses thrive by providing quick credit lines with great terms and a strong partnership.