<?xml version="1.0" encoding="UTF-8"?>
<!--
  Sitemap for procredit.ph.

  Lists every route in src/main.jsx. ADD A ROUTE THERE AND ADD IT HERE — this
  file is static, so nothing will tell you if the two drift apart.

  Non-www throughout, matching the redirect in .htaccess. Listing a URL here
  that redirects elsewhere wastes the crawl and muddies which host Google
  treats as canonical.

  `lastmod` is the date the page's content last changed, not the date of the
  deploy. Bumping all six on every release teaches Google the dates mean
  nothing and it stops reading them.
-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <url>
    <loc>https://procredit.ph/</loc>
    <lastmod>2026-09-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>1.0</priority>
  </url>

  <url>
    <loc>https://procredit.ph/loan-calculator</loc>
    <lastmod>2026-09-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://procredit.ph/loan-application</loc>
    <lastmod>2026-09-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://procredit.ph/about</loc>
    <lastmod>2026-09-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://procredit.ph/contact</loc>
    <lastmod>2026-09-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Listings come and go, so this one genuinely changes more often. -->
  <url>
    <loc>https://procredit.ph/careers</loc>
    <lastmod>2026-09-30</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>

</urlset>
